Optimise Costs. Maximise Profits. Stay Ahead. ECM helps Australian businesses reduce procurement spend, increase cash flow, and unlock sustainable savings—risk free. Optimise Costs. Maximise Profits. Stay Ahead. Book Your Free Expense Health Check Stop Overpaying. Unlock 10-15% In Hidden Savings. In today’s Australian market, expenses aren’t just a cost to manage — they’re a chance to gain a competitive edge. At ECM, we review thousands of supplier contracts each year, uncovering benchmarks, unpublished discounts, and inefficiencies most businesses never see. Savings may come from sharper terms with current suppliers or switching to better-value providers. Either way, we manage the process seamlessly — delivering 10–15% measurable savings, with no upfront fees and no payment unless results are achieved. How ECM Uncovers Hidden Savings How ECM Uncovers Hidden Savings How ECM Uncovers Hidden Savings How ECM Uncovers Hidden Savings Market Intelligence We benchmark your costs against thousands of supplier contracts, exposing hidden inefficiencies and unpublished discounts. At ECM, market intelligence is our competitive edge. Each year we review thousands of supplier contracts, invoices, and discount structures across industries—from energy and logistics to professional services. This unique visibility gives us access to benchmarks and unpublished discounts that most businesses, even large ones, never see. By comparing your costs to these market benchmarks, we quickly identify areas where you may be overspending. In many cases, the inefficiencies aren’t obvious on paper—suppliers may offer unpublished rates, rebates, or better terms that only emerge when you have scale and cross-industry insight. With ECM, you’re not negotiating in isolation. You’re backed by the same market intelligence that has helped Australian businesses save an average of 10–15%—without disrupting operations or cutting quality. Team Complement, Not Competition We work alongside your finance and procurement teams—empowering them with insights and leverage, not replacing them. We know one of the biggest concerns executives raise is: “We already have a procurement team.” That’s exactly why ECM was built to complement, not compete with, your internal resources. Think of us as a strategic extension of your team. Your finance and procurement managers already know your business inside out; what they may lack is the external market leverage and time to constantly benchmark suppliers. That’s where we step in. We bring insights from across industries, supplier groups, and discount structures, giving your team an edge in negotiations. Together, we uncover savings opportunities that internal teams often miss—without adding to their workload or disrupting existing supplier relationships. The result is measurable savings, with your team in the driver’s seat and ECM providing the horsepower behind them. Data Driven Cost Reviews We analyse invoices and contracts with advanced tools and Power BI dashboards, turning raw spend into actionable savings. Numbers don’t lie—but they need the right analysis. At ECM, every cost review is data-driven and presented back to you in clear, visual dashboards. We use advanced invoice analysis, supplier data reviews, and Power BI to turn raw spend into insights you can act on. Every line item is benchmarked, compared, and stress-tested against industry data. This means we’re not relying on guesswork—we’re pinpointing exactly where costs are inflated or where negotiation leverage exists. The advantage? Transparency. You’ll see not only where savings are identified, but how they’re calculated, what suppliers are offering elsewhere, and what the implementation impact will be. This rigorous, evidence-based approach allows us to deliver typical savings of 10–15%, with every dollar tracked back to source data—so you can trust the results. Our Promise Our Promise Our Promise Our Promise Zero Risk, High Impact We deliver measurable savings without disruption—every recommendation is backed by data and proven benchmarks. Engaging ECM comes with zero risk to your business. We don’t push generic cost-cutting measures that compromise quality or strain supplier relationships. Instead, we apply a proven process—benchmarking your costs against thousands of real supplier contracts and uncovering inefficiencies that internal teams rarely detect. Because we work across industries, we already know where hidden savings are most likely to be found, whether in energy, logistics, insurance, or administration. Our team implements improvements quietly in the background, often with your existing suppliers, so there’s no disruption to day-to-day operations. The impact is high because the savings are measurable, sustainable, and visible in your Power BI dashboards. The risk is zero because you only engage ECM when there’s value to be had. That’s why our clients trust us to protect their bottom line while strengthening supplier partnerships. No Savings, No Fee If we don’t uncover savings, you don’t pay. It’s that simple. No hidden costs, no catch. Our business model is deliberately simple: if we don’t find savings, you don’t pay. Full stop. This isn’t a marketing slogan—it’s the foundation of how ECM operates. We believe consulting fees should only ever come from value delivered, not promises made. That’s why we align our success directly with yours. Here’s how it works: if we identify savings, we take 30% of that amount, invoiced monthly across 12 months. For example, if we uncover $100,000 in annual savings, your business retains $70,000 while we earn $30,000. If no savings are found, there’s no invoice, no obligation, no wasted time. This model gives you peace of mind. There’s no upfront cost, no risk of spending money for reports that gather dust, and no chance of paying for results that never materialise. With ECM, you can be confident that every dollar we earn has been delivered back to your bottom line many times over. Guaranteed Value From analysis to implementation, every project is designed to deliver tangible financial impact you can measure. At ECM, we don’t measure success in reports or recommendations—we measure it in real financial outcomes. Every engagement is designed to generate tangible, guaranteed value for your business. Our cost reviews are evidence-based, supported by supplier data, market benchmarks, and rigorous analysis. Once opportunities are identified, we don’t just hand over a report—we negotiate directly with suppliers, implement changes, and provide dashboards so you can see the impact in real time. That means every project delivers more than insights; it delivers outcomes you can take to your board or leadership team with confidence. Our average client sees 10–15% savings within weeks, with results tracked and verified against your own invoices. Guaranteed value isn’t a promise—it’s our operating standard. We only succeed when you do, and every engagement is structured to ensure you come out ahead. That’s why Australian businesses trust ECM as their cost optimisation partner. How It Works How It Works How It Works How It Works Assess Expenses We review your invoices, contracts, and supplier terms with fresh eyes—confidentially, quickly, and with zero disruption. Every project begins with a precise, confidential assessment of your current spend. This isn’t a surface-level “line item scan”—it’s a deep dive into invoices, contracts, and supplier agreements across your major cost areas: energy, insurance, logistics, telecommunications, and admin services. Because ECM analyses thousands of supplier contracts each year, we know exactly what to look for—hidden charges, outdated terms, bundled services you no longer need, and inefficiencies others miss. The assessment is seamless and requires minimal input from your team. We work with the data you already have, sign confidentiality agreements, and focus on uncovering value without creating extra work. The outcome is a clear, evidence-backed view of where your business is paying above benchmark, presented in a format you can trust—so you know from the start whether savings are on the table. Benchmark & Negotiate Using insights from 8,000+ supplier contracts, we pinpoint overpricing and negotiate directly with suppliers for better terms. Once we’ve assessed your expenses, we benchmark them against real-world market data. This is where ECM’s leverage makes the difference. We don’t rely on theoretical models or published averages—we compare your spend against thousands of live supplier contracts across industries. This market intelligence reveals unpublished discounts and inefficiencies that typical procurement teams can’t access. Then we negotiate directly with your suppliers. In many cases, we secure better terms without switching vendors—minimising disruption while maximising results. Where new suppliers offer better value, we manage that process too, ensuring a smooth transition. The strength comes from collective buying power. By representing multiple clients, ECM negotiates with the influence of a group, not a single company, delivering results individual businesses simply can’t achieve. Implement & Share Savings Changes are rolled out quietly, with results tracked in Power BI dashboards. You keep 70%, we invoice 30% across 12 months. Identified savings mean nothing until they’re implemented. ECM manages the process end-to-end, quietly embedding changes so your operations continue without interruption. We integrate negotiated terms, ensure supplier compliance, and track results in real time through Power BI dashboards. This means your leadership team doesn’t just get a report—they see measurable savings flowing through monthly accounts. Our model is transparent: you keep 70% of the realised savings, and ECM invoices 30% over 12 months. For example, if we secure $100,000 in savings, you keep $70,000 while our fee is spread across the year at $2,500 per month. This structure ensures two things: 1) we’re invested in the outcome, and 2) you always come out ahead. No upfront fees, no wasted time, just implemented savings and guaranteed value you can take straight to the board. Guide to Managing Costs Cut Costs, Maximise Value Play Video Services Services Services Services Procurement Optimisation Procurement Optimisation Ensure you get the best value for every dollar spent by accessing smarter procurement solutions. Read More Strategic Supplier Reviews Identify better cost-saving opportunities without the need to switch providers. Read More Project Cost Management Reduce operational expenses while maintaining quality and efficiency. Read More Cost Reduction Strategies Supporting Diverse Industries Supporting Diverse Industries Supporting Diverse Industries Supporting Diverse Industries Save on Business Expenses Andrew, SA In the competitive food and beverage distribution industry, ECM transformed our approach to managing expenses, leading to significant cost savings and a noticeable boost in profits. Their expertise and personalised strategies were game-changers for our business's financial health. Cathy, SA By going back to basics in a complex environment, ECM helped us achieve significant savings in key expense categories within the education sector. Their straightforward approach and sharp insights brought essential changes to our financial strategies, markedly enhancing our bottom line. Jordan, SA ECM's outside-the-box thinking, driven by data, led our transport business to achieve noticeable savings. Their innovative strategies and analytical approach unlocked new paths to financial efficiency and our cost management. What Our Customers Think What Our Customers Think What Our Customers Think What Our Customers Think News & Insights News & Insights News & Insights News & Insights Start Saving Start Saving Start Saving Start Saving How Much Could Your Business Save? Find Out Today. How Much Could Your Business Save? Find Out Today. How Much Could Your Business Save? Find Out Today. How Much Could Your Business Save? Find Out Today. 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Unlock Hidden Savings and Boost Your Business's Profitability with ECM No Savings, No Fee: Only pay for actual savings. Tailored Strategies: Customised to meet your business needs. Expert Consultants: Leverage the knowledge and experience of our professional team. Schedule a Quick Call to Learn More First Name Last Name Email Phone Message Submit

See why Australian companies trust ECM for expense reduction, cost control, and cash flow improvement. Tailored strategies. Zero risk. Real results. Why Choose ECM? Why Choose ECM? Why Choose ECM? Why Choose ECM? Customised Cost-Saving Strategies for Australian Businesses At ECM, we don’t believe in one-size-fits-all solutions. Our tailored expense management strategies are designed to maximise savings while improving your operational efficiency and cash flow. We begin with a detailed expense health check, analysing your supplier contracts, procurement costs, and operational expenses to uncover hidden savings—often missed by traditional reviews. With ECM, you’re not just cutting costs—you’re building a smarter financial strategy that keeps your business profitable and resilient in a competitive market. Industry-Specific Cost Optimisation for Your Businesses With a proven track record in transport, manufacturing, and retail, ECM has helped Australian businesses save up to 20% annually by optimising supply chains, renegotiating supplier contracts, and streamlining operations. We understand the unique financial challenges in each sector: Transport: We lower transport spend by tackling fuel inefficiencies and renegotiating supplier rates. Manufacturing: Identifying procurement efficiencies and energy savings. Retail: Optimising operational expenses and supplier pricing. No matter your industry, ECM’s data-driven approach ensures your business stays financially efficient and competitive. Built to Support Your Internal Teams ECM doesn’t replace your procurement, accounts payable, or finance department—we amplify them. While your team sees spend from a single-business lens, we benchmark costs industry-wide and across thousands of data points. We also bring purchasing power from multiple clients, giving you leverage that’s simply not available to individual businesses. Our role? To equip your internal team with sharper intel, stronger supplier negotiations, and market-wide visibility that unlocks real savings. Book a Free Expense Analysis Today A Clear, Transparent Process- From Start to Savings Our step-by-step approach ensures every cost-saving strategy is backed by data, industry benchmarking, and financial analysis. Step 1: Discovery Session – We analyse your operational expenses, supplier contracts, and procurement costs. Step 2: Expense Health Check – We pinpoint hidden inefficiencies and cost-saving opportunities. Step 3: Tailored Strategy & Implementation – Our team develops custom solutions to optimise expenses and improve cash flow. Step 4: Ongoing Monitoring & Support – We track progress, adjust strategies, and ensure continued financial benefits. With ECM, you’re always in control—every decision is transparent, data-driven, and focused on your long-term profitability. Continuous Cost Optimisation for Long-Term Success Saving money isn’t a one-time fix—it’s an ongoing process. ECM provides continuous expense monitoring, supplier benchmarking, and financial strategy updates to ensure your savings grow over time. As your business expands and market conditions change, we adjust our strategies to keep you financially efficient and competitive. Schedule a Strategy Review & Keep Your Business Financially Agile. No Savings, No Fee Play Video The Latest in Cost-Saving Strategies The Latest in Cost-Saving Strategies The Latest in Cost-Saving Strategies The Latest in Cost-Saving Strategies Andrew, SA In the competitive food and beverage distribution industry, ECM transformed our approach to managing expenses, leading to significant cost savings and a noticeable boost in profits. Their expertise and personalised strategies were game-changers for our business's financial health. Cathy, SA By going back to basics in a complex environment, ECM helped us achieve significant savings in key expense categories within the education sector. Their straightforward approach and sharp insights brought essential changes to our financial strategies, markedly enhancing our bottom line. Jordan, SA ECM's outside-the-box thinking, driven by data, led our transport business to achieve noticeable savings. Their innovative strategies and analytical approach unlocked new paths to financial efficiency and our cost management. What Our Customers Think What Our Customers Think What Our Customers Think What Our Customers Think Frequently Asked Questions Frequently Asked Questions Frequently Asked Questions Frequently Asked Questions What industries does ECM serve? ECM has helped businesses in transport, manufacturing, healthcare, retail, education, finance, and professional services significantly reduce expenses and improve profitability. Regardless of your industry, our data-driven strategies uncover hidden savings opportunities tailored to your specific needs. How does ECM ensure confidentiality and security of my financial data? We take data security and confidentiality seriously. ECM implements strict security protocols, including encrypted storage, NDAs, and compliance with Australian privacy laws, ensuring that your financial information remains protected at all times. How does ECM's 'No Savings, No Fee' model work? Our No Savings, No Fee model means you only pay if we deliver measurable cost savings for your business. We conduct a comprehensive expense review, identifying hidden inefficiencies and supplier renegotiation opportunities, ensuring a risk-free, results-driven partnership. How long does it take to see cost savings with ECM? The timeline varies depending on your business size and industry, but most clients begin to see initial savings within 30-90 days. Our full cost-reduction process, including strategy implementation and supplier negotiations, typically delivers sustained long-term savings over 6 to 12 months. Is ECM suitable for small businesses or only large corporations? ECM works with businesses of all sizes, from small local businesses to large national enterprises. Our tailored strategies ensure that both SMEs and large corporations achieve meaningful cost reductions and sustainable financial efficiency. What does ECM do, and how can it benefit my business? ECM specialises in expense management solutions that help Australian businesses reduce costs, optimise supplier contracts, and improve cash flow. We work across various industries, including transport, manufacturing, retail, healthcare, and professional services, delivering tailored financial strategies to increase profitability. What’s the first step to getting started with ECM? Getting started is easy. Book a free expense consultation through our website or call us directly. Our team will assess your current expenses, identify savings opportunities, and outline a tailored strategy to help your business improve financial performance. How does ECM tailor strategies to my business? We start with a detailed business cost review, analysing supplier contracts, operational expenses, and inefficiencies. Using industry benchmarking and market trends, we develop customised cost-saving solutions aligned with your business growth goals and financial priorities. Who will I be working with at ECM? You’ll be assigned a dedicated expense consultant with expertise in your specific industry. Our team includes specialists in cost reduction, procurement, supplier negotiations, and financial planning, ensuring a customised, results-driven approach. We already have a procurement team or accountant—why bring in ECM? Because ECM brings a market-wide lens your internal team—and even your accountant—simply can’t maintain. We analyse thousands of supplier contracts, invoices, and discount structures across industries each year. That gives us access to pricing benchmarks, unpublished discounts, and operational inefficiencies that internal teams often miss. We work with your procurement staff, finance department, and accountants to sharpen decisions, unlock hidden value, and deliver measurable results—risk free. What types of expenses does ECM help reduce? ECM helps businesses reduce and optimise costs in areas such as: Supplier contracts & procurement – Negotiating better terms for essential services. Utilities & energy costs – Lowering operational expenses without switching providers. Insurance premiums – Ensuring businesses get the most competitive rates. Telecommunications & IT services – Cutting unnecessary expenses while maintaining quality. Freight & logistics costs – Streamlining transport expenses for greater efficiency. Start Saving Start Saving Start Saving Start Saving How Much Could Your Business Save? Find Out Today. How Much Could Your Business Save? Find Out Today. How Much Could Your Business Save? Find Out Today. How Much Could Your Business Save? Find Out Today. First name Email Company Last name Phone Position MESSAGE Submit Thank you for submitting!

Join ECM’s affiliate program and earn by referring businesses for expense reduction and cost control. Help clients save, get rewarded—no sales pitch required. Referral Partner Program Referral Partner Program Referral Partner Program Referral Partner Program B2B Partner Program Play Video 01 Why Partner with ECM? Maximise Value for Your Clients & Grow Your Business At ECM, we help Australian businesses cut unnecessary expenses, optimise procurement, and increase profitability. By joining our B2B Referral Program, you can offer your clients industry-leading cost-saving solutions while earning generous incentives for every successful referral. Increase client satisfaction, build trust, and create an additional revenue stream—at no cost to you! 02 Who Can Join? A Referral Program Built for Australian Business Professionals Our B2B Referral Program is perfect for professionals who work with businesses looking to reduce expenses and improve profitability. Industries that benefit include: Finance Brokers – Help clients maximise cash flow and cost efficiency. Accountants – Offer businesses additional savings strategies beyond tax deductions. Business Consultants – Strengthen client relationships by providing cost-cutting solutions. IT Service Providers – Assist clients in reducing IT procurement and operational costs. Legal Firms – Help businesses secure better supplier contracts. Marketing Agencies – Give clients a competitive edge by streamlining expenses. If your clients could benefit from expert cost-saving strategies, you’re eligible to join ECM’s Referral Program. 03 How It Works: A Simple & Rewarding Process Sign Up: Complete a quick online registration to become an ECM referral partner. Refer Clients: Submit client details through our secure referral portal or connect them with an ECM team member. We Handle the Rest: Our experts conduct a thorough cost-reduction analysis and present tailored expense management solutions. Earn Rewards: Once your referral becomes an ECM client, you receive a commission. The more referrals you send, the more you earn! 04 Earn Competitive Rewards for Every Successful Referral Earn Attractive Rewards Generous commission payouts for every new ECM client you refer. Special bonuses & incentives for top-performing referral partners. Ongoing earning potential—the more clients you refer, the more you earn! Partner with ECM today and turn your business network into a profitable revenue stream. 05 The Benefits of Becoming an ECM Referral Partner Stronger Client Relationships – Help your clients cut costs and boost profitability. Reputable Partnership – ECM is a trusted cost-management partner for Australian businesses. Seamless Referral Process – Our simple tracking system ensures transparency and ease. Ongoing Income Potential – Earn commission on every successful referral, with no limits! Partner with ECM today and create real value for your clients while growing your business. 06 Join ECM’s B2B Referral Program Today & Start Earning! It’s easy to get started—sign up in minutes and start referring clients immediately. Click below to register and become an ECM Referral Partner today! Referral Partner Program Guide Join the Referral Program Join the Referral Program Join the Referral Program Join the Referral Program First name Email Company Last name Phone Position MESSAGE Submit Thank you for submitting!

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At ECM (Expense Control Management), we are committed to protecting the privacy and security of our users. This Privacy Notice outlines our practices regarding the collection, use, and protection of personal information through our website. Privacy Notice 1. Introduction At ECM (Expense Control Management), we are committed to protecting the privacy and security of our users. This Privacy Notice outlines our practices regarding the collection, use, and protection of personal information through our website. 2. Information We Collect 2.1 Personal Information: We collect personal information that you voluntarily provide to us when you use our services, such as when you submit inquiries or sign up for newsletters. This information may include your name, email address, phone number, and any other details you choose to provide. 2.2 Automatic Data Collection: When you visit our website, we automatically collect certain information about your device and your visit, such as your IP address, browser type, and access times. 3. Use of Information 3.1 To Provide Services: We use the information we collect to respond to your inquiries, provide services you request, and manage our relationship with you. 3.2 To Improve Our Website: We use the information to understand how our users interact with our website and improve its functionality and user experience. 3.3 For Marketing Purposes: With your consent, we may use your information to send you promotional communications about our services, events, and other news. You can opt out of receiving these communications at any time. 4. Sharing of Information 4.1 Service Providers: We may share your information with third-party service providers who perform services on our behalf, such as hosting our website or sending newsletters. 4.2 Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities, such as a court or a government agency. 5. Security of Your Information We take reasonable measures to ensure the security of your personal information from unauthorised access, use, or disclosure. However, no internet-based site can be 100% secure, and we cannot guarantee the absolute security of your information. 6. International Transfers Your information may be transferred to, and maintained on, computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction. 7. Your Rights 7.1 Access and Control: You have the right to access the personal information we hold about you and to ask for your information to be corrected, updated, or deleted. 7.2 Opt-Out: You have the right to opt out of receiving marketing communications from us at any time by following the unsubscribe link in the emails. 8. Changes to This Privacy Notice We may update our Privacy Notice from time to time. We will notify you of any changes by posting the new Privacy Notice on this page. 9. Contact Us If you have any questions about this Privacy Notice, please contact us: Email: contact@expensecm.com.au Phone: 1300 856 360 Address: 185/191 Victoria Sq, Adelaide SA 5000

ECM delivers expert expense reduction and cost control for industries like mining, education, agriculture, and construction. Unlock savings and efficiency—risk free. Supporting Diverse Industries Supporting Diverse Industries Supporting Diverse Industries Supporting Diverse Industries Australia's Mining Sector Australia's mining sector drives employment, innovation, and global trade with sustainable practices in iron ore, coal, and gold production. Education Industry Education industry attracts global students with top universities, diverse study options, and a commitment to research and inclusivity. Agriculture Industry Agriculture industry produces diverse products like grains, meats, fruits, and wines, embracing sustainable practices and innovative technologies. Construction Industry Australia's dynamic construction industry drives economic growth with residential, commercial, and infrastructure projects, emphasising innovation, sustainability, and safety. Tourism Industry Australia's tourism industry drives the economy with stunning landscapes, vibrant cities, and rich cultural heritage, emphasising sustainability and unique experiences. Wine Industry Wine industry produces premium wines, combining tradition and innovation, and attracts global enthusiasts with its diverse grapes and sustainable practices. Healthcare Industry Healthcare industry offers high standards, comprehensive services, and innovative research, advancing medical technologies and prioritising patient care and accessibility. Transport Industry Transport industry connects urban and rural areas, supporting trade with road, rail, air, and sea transport, focusing on innovation and sustainability. Supermarket Industry Supermarket industry provides essential food and household products, adapting with online shopping and home delivery, contributing to the economy and communities. Sport Industry Australia's sports industry boosts the economy with events and tourism, enhancing global sporting reputation and promoting inclusivity and innovation in sports. Warehouse & Logistics Industry The warehouse and logistics industry optimises supply chains, enhances delivery speeds, and supports e-commerce and international trade with technological advancements and sustainability practices. Mortgage Industry Mortgage industry facilitates homeownership with competitive financing, digital lending innovations, and personalised solutions, contributing to economic stability and growth. Health & Wellness Industry Health and wellness industry enhances well-being with fitness, nutrition, mental health, and alternative therapies, emphasizing sustainability and natural products. Renewable Energy Industry Australia's renewable energy sector leverages solar, wind, and hydro to boost energy security, reduce emissions, and stimulate economic growth, positioning the country as a clean energy leader. Insurance Industry Insurance industry provides protection and peace of mind across sectors, innovating with digital solutions to enhance accessibility and efficiency, supporting economic stability. Unlock Your Business's Full Potential Play Video Start Saving Start Saving Start Saving Start Saving How Much Could Your Business Save? Find Out Today. How Much Could Your Business Save? Find Out Today. How Much Could Your Business Save? Find Out Today. How Much Could Your Business Save? Find Out Today. First name Email Company Last name Phone Position MESSAGE Submit Thank you for submitting!

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Get in touch with ECM’s national team for expert expense reduction and cost control. Call 1300 856 360 or email us to start your zero-risk savings journey today. Our Office Our Office Our Office Our Office ECM - Adelaide Office Location Phone Email 185/191 Victoria Square Adelaide SA 5000 1300 856 360 contact@expensecm.com.au Contact Us Contact Us Contact Us Contact Us First Name Last Name Email Subject Type your message here... Thank you for submitting! Send Now

Review the Terms of Use for ECM's website. Learn about your obligations, our intellectual property rights, and disclaimers. Contact us for more information. Terms of Use 1. Introduction Welcome to the ECM (Expense Control Management) website. By accessing our website, you agree to these Terms of Use and our Privacy Policy. Please read them carefully. 2. Use of the Website 2.1 Eligibility: You must be at least 18 years old to use our services. 2.2 Permitted Use: You are permitted to use the site for legitimate business inquiries or for learning more about our services. 2.3 Prohibited Use: You may not use this site to engage in any form of harmful conduct, or to violate any local, state, national, or international laws. 3. Intellectual Property 3.1 Ownership: All content on this site, including text, graphics, logos, and software, is the property of ECM and is protected by Australian and international copyright laws. 3.2 Restrictions: No content from this site may be copied, reproduced, republished, or distributed without our written permission. 4. User Obligations 4.1 Accurate Information: You agree to provide accurate and complete information when required for the use of our services. 4.2 Confidentiality: You must maintain the confidentiality of any login credentials, and you are responsible for all activities that occur under your account. 5. Disclaimers 5.1 General: The information on this website is for general informational purposes only and should not be taken as professional advice. 5.2 No Warranties: The site is provided on an 'as is' and 'as available' basis. ECM expressly disclaims all warranties, express or implied, including the implied warranties of merchantability and fitness for a particular purpose. 6. Limitation of Liability ECM will not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from the use of, or inability to use, this website, even if ECM has been advised of the possibility of such damages. 7. Indemnification You agree to indemnify, defend, and hold harmless ECM, its officers, directors, employees, agents, licensors, and suppliers from and against all losses, expenses, damages, and costs, including reasonable attorneys' fees, resulting from any violation of these terms of use or any activity related to your account (including negligent or wrongful conduct). 8. Modifications ECM reserves the right to modify these Terms of Use at any time. Your continued use of the site after any such changes indicates your acceptance of the new Terms of Use. 9. Governing Law These terms and your use of the website are governed by the laws of Australia. Any legal action or proceeding related to this website shall be brought exclusively in a federal or state court of competent jurisdiction situated in Australia. 10. Contact Information If you have any questions about these Terms of Use, please contact us at: Email: contact@expensecm.com.au Phone: 1300 856 360 Address: 185/191 Victoria Sq, Adelaide SA 5000

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